Home›Idaho›Bonneville County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Bonneville County, Idaho

Fat Boy Data analyzed mortgage refinance activity in Bonneville County, Idaho, home to Idaho Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,139 applications were decided by 107 lenders between 2023 and 2025.

Bonneville County at a glance

107Active lenders9 with 20+ decisions
76.8%Market approval rate875 of 1,139 decided
$275KTypical loanmedian lender, $10K brackets
88%Borrower take-up769 loans funded

How Bonneville County compares

Approval rate compared
Bonneville County76.8%Idaho79.8%All 616 counties76.5%
Typical loan compared
Bonneville County$275KIdaho$255KAll 616 counties$295K

What the data shows

Mountain America Federal Credit Union made the most mortgage refinances in Bonneville County, ID, 121 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 85% of 20.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%One lender: 51% approved of 39Mountain America Federal Credit Union: 59% approved of 209United Wholesale Mortgage, LLC: 79% approved of 82Rocket Mortgage, LLC: 81% approved of 62WESTMARK Credit Union: 82% approved of 76One lender: 83% approved of 48One lender: 85% approved of 20Idaho Central Credit Union: 87% approved of 151One lender: 96% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Bonneville County

LenderApprovalApprovedTaken upTypical loanLoans made
1Mountain America Federal Credit Union59%123 / 20998%$95K121
2Idaho Central Credit Union87%132 / 15166%$275K87
3United Wholesale Mortgage, LLCBroker only79%65 / 8288%$325K57
4WESTMARK Credit Union82%62 / 76100%$65K62
5Rocket Mortgage, LLC81%50 / 6292%$315K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 102 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Bonneville County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Bonneville County

Other lending data for Bonneville County

Nearby markets