Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Kankakee County, Illinois
Every institution that decided a 1–4 unit mortgage application in Kankakee County between 2023 and 2025: 6,688 applications, 5,047 loans actually funded, across 8 kinds of borrowing.
Kankakee County at a glance
6,688Applications decided
2023–2025
5,047Loans funded
75% of decisions
30Census tracts
10 ZIP codes
106,833People
ACS 2023
What the data shows
Lenders approved 84.4% of home-purchase applications in Kankakee County, 4.7 points below the Illinois rate.
The typical purchase mortgage here is $185K.
Lending by loan type in Kankakee County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.4% | 3,837 | $185K | 96% | 244 |
| Home improvement loans | 61.1% | 514 | $45K | 90% | 55 |
| Cash-out refinance | 67.1% | 917 | $135K | 96% | 108 |
| Refinance | 79.7% | 754 | $125K | 93% | 109 |
| Investment property purchase | 86.4% | 390 | $115K | 95% | 93 |
| Investment cash-out refinance | 70.2% | 131 | $125K | 90% | 45 |
| Investment refinance | 82.7% | 104 | $115K | 88% | 28 |
| Investment home improvement | 48.8% | 41 | $35K | 95% | 17 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.