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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kankakee County, Illinois

Fat Boy Data analyzed cash-out refinance activity in Kankakee County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 917 applications were decided by 108 lenders between 2023 and 2025.

Kankakee County at a glance

108Active lenders13 with 20+ decisions
67.1%Market approval rate615 of 917 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up592 loans funded

How Kankakee County compares

Approval rate compared
Kankakee County67.1%Illinois66.4%All 616 counties68.2%
Typical loan compared
Kankakee County$135KIllinois$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kankakee County, IL, 175 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

National Bank of St. Anne approved the highest share of applications among lenders with at least 20 decisions here, 97% of 35.

The typical cash-out refinance here is $135K, 13% smaller than the Illinois typical of $155K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 32% approved of 71One lender: 38% approved of 24One lender: 48% approved of 21One lender: 50% approved of 28One lender: 54% approved of 28One lender: 58% approved of 24One lender: 62% approved of 29Freedom Mortgage Corporation: 63% approved of 30One lender: 70% approved of 20United Wholesale Mortgage, LLC: 79% approved of 33Rocket Mortgage, LLC: 80% approved of 222One lender: 88% approved of 25National Bank of St. Anne: 97% approved of 35

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kankakee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%178 / 22298%$135K175
2Amerisave Mortgage Corporation32%23 / 71100%$105K23
3National Bank of St. Anne97%34 / 3597%$105K33
4United Wholesale Mortgage, LLCBroker only79%26 / 3396%$215K25
5Freedom Mortgage Corporation63%19 / 30100%$165K19

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 103 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kankakee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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