Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Will County, Illinois
Every institution that decided a 1–4 unit mortgage application in Will County, home to Joliet, between 2023 and 2025: 50,997 applications, 39,462 loans actually funded, across 8 kinds of borrowing.
Will County at a glance
50,997Applications decided
2023–2025
39,462Loans funded
77% of decisions
172Census tracts
36 ZIP codes
698,450People
ACS 2023
What the data shows
The typical purchase mortgage here is $285K.
Investment home improvement is the hardest money to get here: lenders approved 43% of 143 applications.
Lending by loan type in Will County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.5% | 26,460 | $285K | 97% | 480 |
| Home improvement loans | 59.9% | 6,859 | $75K | 92% | 154 |
| Cash-out refinance | 69.2% | 8,449 | $145K | 95% | 289 |
| Refinance | 78.7% | 6,405 | $285K | 95% | 303 |
| Investment property purchase | 89.5% | 1,868 | $205K | 97% | 246 |
| Investment cash-out refinance | 75.0% | 499 | $175K | 96% | 110 |
| Investment refinance | 81.8% | 314 | $165K | 99% | 99 |
| Investment home improvement | 43.4% | 143 | $105K | 89% | 41 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.