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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Will County, Illinois

Fat Boy Data analyzed home improvement loan activity in Will County, Illinois, home to Joliet, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,859 applications were decided by 154 lenders between 2023 and 2025.

Will County at a glance

154Active lenders34 with 20+ decisions
59.9%Market approval rate4,106 of 6,859 decided
$75KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,774 loans funded

How Will County compares

Approval rate compared
Will County59.9%Illinois57.9%All 616 counties62.7%
Typical loan compared
Will County$75KIllinois$75KAll 616 counties$75K

What the data shows

BMO Bank National Association made the most home improvement loans in Will County, IL, 560 of them.

Busey Bank approved the highest share of applications among lenders with at least 20 decisions here, 93% of 41.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 23One lender: 39% approved of 312U.S. Bank National Association: 40% approved of 482Bank of America, National Association: 41% approved of 572One lender: 42% approved of 177The Huntington National Bank: 47% approved of 618One lender: 53% approved of 53One lender: 55% approved of 51One lender: 56% approved of 78One lender: 58% approved of 420One lender: 58% approved of 149One lender: 59% approved of 29One lender: 60% approved of 81One lender: 62% approved of 395Fifth Third Bank, National Association: 62% approved of 435One lender: 64% approved of 74BMO Bank National Association: 64% approved of 902One lender: 65% approved of 330One lender: 66% approved of 159One lender: 68% approved of 53One lender: 74% approved of 144One lender: 74% approved of 113One lender: 76% approved of 25One lender: 79% approved of 28One lender: 80% approved of 20One lender: 81% approved of 21One lender: 82% approved of 101One lender: 85% approved of 27One lender: 86% approved of 63One lender: 88% approved of 78One lender: 89% approved of 27One lender: 89% approved of 55One lender: 93% approved of 41One lender: 98% approved of 233

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Will County

LenderApprovalApprovedTaken upTypical loanLoans made
1BMO Bank National Association64%576 / 90297%$95K560
2The Huntington National Bank47%289 / 61895%$85K274
3Bank of America, National Association41%232 / 57298%$75K227
4U.S. Bank National Association40%191 / 48299%$75K189
5Fifth Third Bank, National Association62%270 / 43597%$95K262

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 149 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Will County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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