Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Madison County, Indiana
Every institution that decided a 1–4 unit mortgage application in Madison County, home to Anderson, between 2023 and 2025: 12,078 applications, 9,085 loans actually funded, across 8 kinds of borrowing.
Madison County at a glance
12,078Applications decided
2023–2025
9,085Loans funded
75% of decisions
39Census tracts
11 ZIP codes
130,949People
ACS 2023
What the data shows
The typical purchase mortgage here is $175K.
Lending by loan type in Madison County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.7% | 5,755 | $175K | 95% | 273 |
| Home improvement loans | 63.2% | 1,675 | $55K | 95% | 82 |
| Cash-out refinance | 67.3% | 2,263 | $125K | 94% | 164 |
| Refinance | 78.2% | 1,477 | $95K | 94% | 148 |
| Investment property purchase | 88.3% | 471 | $105K | 96% | 132 |
| Investment cash-out refinance | 73.2% | 209 | $105K | 93% | 67 |
| Investment refinance | 80.7% | 166 | $115K | 95% | 49 |
| Investment home improvement | 46.8% | 62 | $65K | 97% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.