Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Hamilton County, Indiana
Every institution that decided a 1–4 unit mortgage application in Hamilton County, home to Fishers, between 2023 and 2025: 37,042 applications, 31,055 loans actually funded, across 8 kinds of borrowing.
Hamilton County at a glance
37,042Applications decided
2023–2025
31,055Loans funded
84% of decisions
57Census tracts
12 ZIP codes
357,176People
ACS 2023
What the data shows
Lenders approved 93.6% of home-purchase applications in Hamilton County, 4.7 points above the Indiana rate.
The typical purchase mortgage here is $365K.
Lending by loan type in Hamilton County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.6% | 19,133 | $365K | 98% | 467 |
| Home improvement loans | 75.6% | 5,220 | $105K | 95% | 120 |
| Cash-out refinance | 77.3% | 5,593 | $175K | 96% | 246 |
| Refinance | 82.9% | 4,960 | $295K | 95% | 250 |
| Investment property purchase | 91.6% | 1,661 | $255K | 97% | 236 |
| Investment cash-out refinance | 71.4% | 168 | $205K | 93% | 80 |
| Investment refinance | 79.4% | 228 | $225K | 92% | 87 |
| Investment home improvement | 50.6% | 79 | $155K | 90% | 36 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.