Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Delaware County, Indiana
Every institution that decided a 1–4 unit mortgage application in Delaware County, home to Muncie, between 2023 and 2025: 8,538 applications, 6,414 loans actually funded, across 8 kinds of borrowing.
Delaware County at a glance
8,538Applications decided
2023–2025
6,414Loans funded
75% of decisions
34Census tracts
11 ZIP codes
112,109People
ACS 2023
What the data shows
The typical purchase mortgage here is $155K.
Lending by loan type in Delaware County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.9% | 4,042 | $155K | 94% | 243 |
| Home improvement loans | 65.7% | 951 | $45K | 95% | 64 |
| Cash-out refinance | 68.1% | 1,542 | $95K | 95% | 108 |
| Refinance | 80.2% | 1,001 | $85K | 95% | 112 |
| Investment property purchase | 84.5% | 602 | $95K | 91% | 131 |
| Investment cash-out refinance | 80.6% | 222 | $85K | 94% | 55 |
| Investment refinance | 94.3% | 122 | $85K | 82% | 31 |
| Investment home improvement | 48.2% | 56 | $55K | 96% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.