Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Marion County, Indiana
Every institution that decided a 1–4 unit mortgage application in Marion County, home to Indianapolis, between 2023 and 2025: 75,521 applications, 56,355 loans actually funded, across 8 kinds of borrowing.
Marion County at a glance
75,521Applications decided
2023–2025
56,355Loans funded
75% of decisions
253Census tracts
37 ZIP codes
971,822People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Investment home improvement is the hardest money to get here: lenders approved 42% of 560 applications.
Lending by loan type in Marion County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.5% | 37,304 | $225K | 97% | 506 |
| Home improvement loans | 58.2% | 9,885 | $55K | 94% | 138 |
| Cash-out refinance | 67.5% | 12,740 | $135K | 95% | 278 |
| Refinance | 76.9% | 7,654 | $185K | 92% | 276 |
| Investment property purchase | 85.1% | 4,368 | $155K | 94% | 359 |
| Investment cash-out refinance | 72.6% | 1,909 | $125K | 92% | 197 |
| Investment refinance | 76.9% | 1,101 | $135K | 92% | 155 |
| Investment home improvement | 41.8% | 560 | $115K | 90% | 86 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.