Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Johnson County, Indiana
Every institution that decided a 1–4 unit mortgage application in Johnson County, home to Greenwood, between 2023 and 2025: 17,869 applications, 13,688 loans actually funded, across 8 kinds of borrowing.
Johnson County at a glance
17,869Applications decided
2023–2025
13,688Loans funded
77% of decisions
28Census tracts
7 ZIP codes
163,983People
ACS 2023
What the data shows
Lenders approved 84.5% of home-purchase applications in Johnson County, 4.4 points below the Indiana rate.
The typical purchase mortgage here is $265K.
Lending by loan type in Johnson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.5% | 9,715 | $265K | 96% | 328 |
| Home improvement loans | 67.9% | 2,155 | $65K | 95% | 85 |
| Cash-out refinance | 74.2% | 3,025 | $135K | 96% | 176 |
| Refinance | 80.0% | 2,216 | $195K | 94% | 177 |
| Investment property purchase | 90.0% | 539 | $195K | 97% | 146 |
| Investment cash-out refinance | 79.0% | 95 | $145K | 97% | 53 |
| Investment refinance | 77.9% | 68 | $135K | 94% | 40 |
| Investment home improvement | 41.1% | 56 | $55K | 91% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.