Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Monroe County, Indiana
Every institution that decided a 1–4 unit mortgage application in Monroe County, home to Bloomington, between 2023 and 2025: 8,630 applications, 6,866 loans actually funded, across 8 kinds of borrowing.
Monroe County at a glance
8,630Applications decided
2023–2025
6,866Loans funded
80% of decisions
33Census tracts
7 ZIP codes
139,822People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Lending by loan type in Monroe County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.0% | 3,910 | $265K | 95% | 230 |
| Home improvement loans | 73.0% | 930 | $65K | 96% | 76 |
| Cash-out refinance | 76.8% | 1,907 | $65K | 95% | 106 |
| Refinance | 72.9% | 1,007 | $175K | 94% | 104 |
| Investment property purchase | 92.0% | 538 | $195K | 94% | 131 |
| Investment cash-out refinance | 82.6% | 121 | $155K | 99% | 48 |
| Investment refinance | 93.6% | 157 | $165K | 95% | 36 |
| Investment home improvement | 71.7% | 60 | $155K | 91% | 26 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.