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refinance lenders · HMDA 2023–2025

Refinance lenders in Monroe County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Monroe County, Indiana, home to Bloomington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,007 applications were decided by 104 lenders between 2023 and 2025.

Monroe County at a glance

104Active lenders12 with 20+ decisions
72.9%Market approval rate734 of 1,007 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up690 loans funded

How Monroe County compares

Approval rate compared
Monroe County72.9%Indiana80.2%All 616 counties76.5%
Typical loan compared
Monroe County$175KIndiana$145KAll 616 counties$295K

What the data shows

Old National Bank made the most mortgage refinances in Monroe County, IN, 95 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 97% of 37.

Lenders approved 72.9% of mortgage refinance applications in Monroe County, IN, 7.3 percentage points below the Indiana rate of 80.2%.

The typical mortgage refinance here is $175K, 21% larger than the Indiana typical of $145K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Indiana University Credit Union: 40% approved of 186One lender: 57% approved of 23One lender: 67% approved of 39Old National Bank: 76% approved of 127One lender: 84% approved of 25German American Bank: 85% approved of 87Rocket Mortgage, LLC: 86% approved of 57One lender: 92% approved of 24Ruoff Mortgage Company, Inc.: 92% approved of 52One lender: 96% approved of 25One lender: 97% approved of 33One lender: 97% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Monroe County

LenderApprovalApprovedTaken upTypical loanLoans made
1Indiana University Credit Union40%75 / 18699%$125K74
2Old National Bank76%97 / 12798%$155K95
3German American Bank85%74 / 8799%$175K73
4Rocket Mortgage, LLC86%49 / 5792%$255K45
5Ruoff Mortgage Company, Inc.92%48 / 5294%$295K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 99 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Monroe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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