Home improvement loan lenders in Monroe County, Indiana
Fat Boy Data analyzed home improvement loan activity in Monroe County, Indiana, home to Bloomington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 930 applications were decided by 76 lenders between 2023 and 2025.
Monroe County at a glance
How Monroe County compares
What the data shows
Indiana University Credit Union made the most home improvement loans in Monroe County, IN, 199 of them.
That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Indiana University Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 218.
Lenders approved 73.0% of home improvement loan applications in Monroe County, IN, 6.0 percentage points above the Indiana rate of 67.0%.
The typical home improvement loan here is $65K, 18% larger than the Indiana typical of $55K.
Only 1 lender here typically writes at or below $35K: Regions Bank.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Monroe County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Indiana University Credit Union | 93% | 202 / 218 | 99% | $65K | 199 |
| 2 | Old National Bank | 71% | 76 / 107 | 100% | $75K | 76 |
| 3 | Fifth Third Bank, National Association | 64% | 65 / 102 | 95% | $105K | 62 |
| 4 | German American Bank | 82% | 60 / 73 | 98% | $75K | 59 |
| 5 | Regions Bank | 52% | 25 / 48 | 100% | $25K | 25 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 71 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Monroe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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