Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Vigo County, Indiana
Every institution that decided a 1–4 unit mortgage application in Vigo County, home to Terre Haute, between 2023 and 2025: 7,498 applications, 5,638 loans actually funded, across 8 kinds of borrowing.
Vigo County at a glance
7,498Applications decided
2023–2025
5,638Loans funded
75% of decisions
32Census tracts
6 ZIP codes
106,201People
ACS 2023
What the data shows
The typical purchase mortgage here is $155K.
Home improvement loans is the hardest money to get here: lenders approved 64% of 1,132 applications.
Lending by loan type in Vigo County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 89.9% | 3,449 | $155K | 93% | 193 |
| Home improvement loans | 64.1% | 1,132 | $45K | 94% | 60 |
| Cash-out refinance | 64.8% | 1,076 | $125K | 94% | 93 |
| Refinance | 79.7% | 1,041 | $65K | 93% | 81 |
| Investment property purchase | 92.1% | 482 | $85K | 95% | 91 |
| Investment cash-out refinance | 76.0% | 104 | $95K | 97% | 34 |
| Investment refinance | 76.3% | 135 | $95K | 97% | 29 |
| Investment home improvement | 69.6% | 79 | $55K | 95% | 17 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.