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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Vigo County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Vigo County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,076 applications were decided by 93 lenders between 2023 and 2025.

Vigo County at a glance

93Active lenders17 with 20+ decisions
64.8%Market approval rate697 of 1,076 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up652 loans funded

How Vigo County compares

Approval rate compared
Vigo County64.8%Indiana71.0%All 616 counties68.2%
Typical loan compared
Vigo County$125KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Vigo County, IN, 150 of them.

The Riddell National Bank approved the highest share of applications among lenders with at least 20 decisions here, 98% of 42.

Lenders approved 64.8% of cash-out refinance applications in Vigo County, IN, 6.2 percentage points below the Indiana rate of 71.0%.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 23% approved of 69Mortgage Research Center, LLC: 23% approved of 30New Day Financial, LLC: 46% approved of 35Carrington Mortgage Services, LLC: 48% approved of 61Loandepot.Com, LLC: 59% approved of 34Pennymac Loan Services, LLC: 60% approved of 20First Farmers Bank & Trust Co.: 64% approved of 28Rocket Mortgage, LLC: 71% approved of 218Crane: 73% approved of 66Fifth Third Bank, National Association: 73% approved of 30First Financial Bank, National Association: 74% approved of 73Freedom Mortgage Corporation: 76% approved of 37The Hometown Savings Bank: 79% approved of 28Ruoff Mortgage Company, Inc.: 80% approved of 20Nationstar Mortgage LLC: 80% approved of 20United Wholesale Mortgage, LLC: 82% approved of 28The Riddell National Bank: 98% approved of 42

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Vigo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%154 / 21897%$125K150
2First Financial Bank, National Association74%54 / 7389%$115K48
3Amerisave Mortgage Corporation23%16 / 69100%$95K16
4Crane73%48 / 6690%$55K43
5Carrington Mortgage Services, LLC48%29 / 6176%$95K22

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 88 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Vigo County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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