Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Dallas County, Iowa
Every institution that decided a 1–4 unit mortgage application in Dallas County, home to Waukee, between 2023 and 2025: 10,592 applications, 9,293 loans actually funded, across 8 kinds of borrowing.
Dallas County at a glance
10,592Applications decided
2023–2025
9,293Loans funded
88% of decisions
19Census tracts
7 ZIP codes
104,136People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Lending by loan type in Dallas County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.8% | 6,453 | $295K | 98% | 269 |
| Home improvement loans | 85.1% | 1,067 | $65K | 95% | 70 |
| Cash-out refinance | 74.6% | 918 | $155K | 95% | 112 |
| Refinance | 89.0% | 1,350 | $295K | 96% | 143 |
| Investment property purchase | 98.0% | 649 | $195K | 97% | 105 |
| Investment cash-out refinance | 80.7% | 31 | $275K | 100% | 18 |
| Investment refinance | 93.8% | 112 | $155K | 96% | 35 |
| Investment home improvement | 58.3% | 12 | $75K | 100% | 11 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.