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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Dallas County, Iowa

Fat Boy Data analyzed home improvement loan activity in Dallas County, Iowa, home to Waukee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,067 applications were decided by 70 lenders between 2023 and 2025.

Dallas County at a glance

70Active lenders8 with 20+ decisions
85.1%Market approval rate908 of 1,067 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up866 loans funded

How Dallas County compares

Approval rate compared
Dallas County85.1%Iowa81.4%All 616 counties62.7%
Typical loan compared
Dallas County$65KIowa$55KAll 616 counties$75K

What the data shows

Veridian Credit Union made the most home improvement loans in Dallas County, IA, 257 of them.

That is 30% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Premier Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 64.

The typical home improvement loan here is $65K, 18% larger than the Iowa typical of $55K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%One lender: 57% approved of 28U.S. Bank National Association: 59% approved of 51Community Choice Credit Union: 88% approved of 65Veridian Credit Union: 91% approved of 285GREENSTATE Credit Union: 91% approved of 241One lender: 95% approved of 20Premier Credit Union: 100% approved of 64One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Dallas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Veridian Credit Union91%258 / 285100%$65K257
2GREENSTATE Credit Union91%220 / 24191%$75K201
3Community Choice Credit Union88%57 / 65100%$65K57
4Premier Credit Union100%64 / 64100%$65K64
5U.S. Bank National Association59%30 / 51100%$55K30

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 65 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Dallas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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