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refinance lenders · HMDA 2023–2025

Refinance lenders in Dallas County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Dallas County, Iowa, home to Waukee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,350 applications were decided by 143 lenders between 2023 and 2025.

Dallas County at a glance

143Active lenders13 with 20+ decisions
89.0%Market approval rate1,201 of 1,350 decided
$295KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,159 loans funded

How Dallas County compares

Approval rate compared
Dallas County89.0%Iowa85.1%All 616 counties76.5%
Typical loan compared
Dallas County$295KIowa$105KAll 616 counties$295K

What the data shows

GREENSTATE Credit Union made the most mortgage refinances in Dallas County, IA, 291 of them.

That is 25% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Luana Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 98% of 64.

The typical mortgage refinance here is $295K, 181% larger than the Iowa typical of $105K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%One lender: 71% approved of 28United Wholesale Mortgage, LLC: 79% approved of 56One lender: 86% approved of 35One lender: 88% approved of 25Veridian Credit Union: 89% approved of 128One lender: 90% approved of 21One lender: 94% approved of 33GREENSTATE Credit Union: 94% approved of 320One lender: 95% approved of 22One lender: 97% approved of 31One lender: 97% approved of 34Northwest Bank: 97% approved of 37Luana Savings Bank: 98% approved of 64

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Dallas County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union94%302 / 32096%$295K291
2Veridian Credit Union89%114 / 12899%$105K113
3Luana Savings Bank98%63 / 64100%$265K63
4United Wholesale Mortgage, LLCBroker only79%44 / 5695%$335K42
5Northwest Bank97%36 / 3797%$285K35

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 138 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Dallas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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