Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Linn County, Iowa
Every institution that decided a 1–4 unit mortgage application in Linn County, home to Cedar Rapids, between 2023 and 2025: 19,874 applications, 16,958 loans actually funded, across 8 kinds of borrowing.
Linn County at a glance
19,874Applications decided
2023–2025
16,958Loans funded
85% of decisions
54Census tracts
15 ZIP codes
229,463People
ACS 2023
What the data shows
The typical purchase mortgage here is $165K.
Lending by loan type in Linn County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.5% | 11,095 | $165K | 97% | 228 |
| Home improvement loans | 80.9% | 2,022 | $45K | 95% | 65 |
| Cash-out refinance | 76.0% | 2,228 | $65K | 94% | 113 |
| Refinance | 85.2% | 2,566 | $85K | 95% | 118 |
| Investment property purchase | 97.0% | 1,482 | $135K | 95% | 107 |
| Investment cash-out refinance | 70.5% | 88 | $105K | 94% | 31 |
| Investment refinance | 87.1% | 264 | $115K | 99% | 38 |
| Investment home improvement | 91.5% | 129 | $105K | 99% | 29 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.