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refinance lenders · HMDA 2023–2025

Refinance lenders in Linn County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Linn County, Iowa, home to Cedar Rapids, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,566 applications were decided by 118 lenders between 2023 and 2025.

Linn County at a glance

118Active lenders19 with 20+ decisions
85.2%Market approval rate2,186 of 2,566 decided
$85KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,078 loans funded

How Linn County compares

Approval rate compared
Linn County85.2%Iowa85.1%All 616 counties76.5%
Typical loan compared
Linn County$85KIowa$105KAll 616 counties$295K

What the data shows

GREENSTATE Credit Union made the most mortgage refinances in Linn County, IA, 667 of them.

That is 32% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Mount Vernon Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 62.

The typical mortgage refinance here is $85K, 19% smaller than the Iowa typical of $105K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 46% approved of 26One lender: 59% approved of 82One lender: 71% approved of 48One lender: 71% approved of 49One lender: 72% approved of 103One lender: 73% approved of 22One lender: 76% approved of 25Collins Community Credit Union: 79% approved of 194One lender: 82% approved of 109One lender: 87% approved of 70Veridian Credit Union: 89% approved of 179Hills Bank and Trust Company: 90% approved of 171GREENSTATE Credit Union: 92% approved of 757One lender: 92% approved of 51One lender: 92% approved of 26United Wholesale Mortgage, LLC: 95% approved of 121One lender: 96% approved of 24One lender: 96% approved of 49One lender: 100% approved of 62

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Linn County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union92%696 / 75796%$85K667
2Collins Community Credit Union79%154 / 19498%$85K151
3Veridian Credit Union89%159 / 17997%$65K155
4Hills Bank and Trust Company90%154 / 17197%$95K149
5United Wholesale Mortgage, LLCBroker only95%115 / 12197%$225K111

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 113 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Linn County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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