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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Linn County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Linn County, Iowa, home to Cedar Rapids, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,228 applications were decided by 113 lenders between 2023 and 2025.

Linn County at a glance

113Active lenders20 with 20+ decisions
76.0%Market approval rate1,693 of 2,228 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,596 loans funded

How Linn County compares

Approval rate compared
Linn County76.0%Iowa71.7%All 616 counties68.2%
Typical loan compared
Linn County$65KIowa$135KAll 616 counties$155K

What the data shows

GREENSTATE Credit Union made the most cash-out refinances in Linn County, IA, 590 of them.

That is 37% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Corda Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 122.

The typical cash-out refinance here is $65K, 52% smaller than the Iowa typical of $135K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 41Amerisave Mortgage Corporation: 27% approved of 89One lender: 38% approved of 26Dupaco Community: 48% approved of 83One lender: 52% approved of 40One lender: 54% approved of 37One lender: 54% approved of 48One lender: 59% approved of 29One lender: 62% approved of 42One lender: 67% approved of 27One lender: 70% approved of 71Rocket Mortgage, LLC: 72% approved of 255One lender: 79% approved of 52One lender: 81% approved of 47One lender: 83% approved of 35One lender: 86% approved of 42One lender: 90% approved of 81GREENSTATE Credit Union: 92% approved of 690One lender: 95% approved of 38Corda Credit Union: 98% approved of 122

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Linn County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union92%632 / 69093%$55K590
2Rocket Mortgage, LLC72%183 / 25597%$135K178
3Corda Credit Union98%119 / 122100%$55K119
4Amerisave Mortgage Corporation27%24 / 89100%$55K24
5Dupaco Community48%40 / 8398%$145K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Linn County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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