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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Linn County, Iowa

Fat Boy Data analyzed cash-out refinance activity in Linn County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,228 applications were decided by 113 lenders between 2023 and 2025.

Linn County at a glance

113Active lenders20 with 20+ decisions
76.0%Market approval rate1,693 of 2,228 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,596 loans funded

How Linn County compares

Approval rate compared
Linn County76.0%Iowa71.7%All 616 counties68.2%
Typical loan compared
Linn County$65KIowa$135KAll 616 counties$155K

What the data shows

GREENSTATE Credit Union made the most cash-out refinances in Linn County, IA, 590 of them.

That is 37% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Corda Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 98% of 122.

The typical cash-out refinance here is $65K, 52% smaller than the Iowa typical of $135K.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 24% approved of 41Amerisave Mortgage Corporation: 27% approved of 89New Day Financial, LLC: 38% approved of 26Dupaco Community: 48% approved of 83Carrington Mortgage Services, LLC: 52% approved of 40Pennymac Loan Services, LLC: 54% approved of 37Loandepot.Com, LLC: 54% approved of 48Newrez LLC: 59% approved of 29Freedom Mortgage Corporation: 62% approved of 42BMO Bank National Association: 67% approved of 27Collins Community Credit Union: 70% approved of 71Rocket Mortgage, LLC: 72% approved of 255United Wholesale Mortgage, LLC: 79% approved of 52First: 81% approved of 47Wells Fargo Bank, National Association: 83% approved of 35U.S. Bank National Association: 86% approved of 42Veridian Credit Union: 90% approved of 81GREENSTATE Credit Union: 92% approved of 690Hills Bank and Trust Company: 95% approved of 38Corda Credit Union: 98% approved of 122

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Linn County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union92%632 / 69093%$55K590
2Rocket Mortgage, LLC72%183 / 25597%$135K178
3Corda Credit Union98%119 / 122100%$55K119
4Amerisave Mortgage Corporation27%24 / 89100%$55K24
5Dupaco Community48%40 / 8398%$145K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 108 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Linn County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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