Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Scott County, Iowa
Every institution that decided a 1–4 unit mortgage application in Scott County, home to Davenport, between 2023 and 2025: 12,639 applications, 10,758 loans actually funded, across 8 kinds of borrowing.
Scott County at a glance
12,639Applications decided
2023–2025
10,758Loans funded
85% of decisions
48Census tracts
12 ZIP codes
174,302People
ACS 2023
What the data shows
The typical purchase mortgage here is $185K.
Cash-out refinance is the hardest money to get here: lenders approved 70% of 1,434 applications.
Lending by loan type in Scott County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.9% | 7,035 | $185K | 98% | 233 |
| Home improvement loans | 74.9% | 1,054 | $45K | 93% | 58 |
| Cash-out refinance | 69.7% | 1,434 | $125K | 96% | 103 |
| Refinance | 84.9% | 1,532 | $145K | 93% | 122 |
| Investment property purchase | 95.3% | 1,014 | $125K | 97% | 123 |
| Investment cash-out refinance | 76.2% | 143 | $95K | 97% | 44 |
| Investment refinance | 95.0% | 279 | $85K | 96% | 41 |
| Investment home improvement | 91.2% | 148 | $65K | 96% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.