Home improvement loan lenders in Scott County, Iowa
Fat Boy Data analyzed home improvement loan activity in Scott County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,054 applications were decided by 58 lenders between 2023 and 2025.
Scott County at a glance
How Scott County compares
What the data shows
GREENSTATE Credit Union made the most home improvement loans in Scott County, IA, 196 of them.
That is 27% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Empeople Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 89% of 88.
Lenders approved 74.9% of home improvement loan applications in Scott County, IA, 6.5 percentage points below the Iowa rate of 81.4%.
The typical home improvement loan here is $45K, 18% smaller than the Iowa typical of $55K.
Only 2 lenders here typically write at or below $35K: The Family, I. H. Mississippi Valley Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Scott County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | GREENSTATE Credit Union | 88% | 215 / 244 | 91% | $45K | 196 |
| 2 | The Family | 77% | 84 / 109 | 100% | $25K | 84 |
| 3 | U.S. Bank National Association | 56% | 53 / 94 | 98% | $55K | 52 |
| 4 | Empeople Credit Union | 89% | 78 / 88 | 99% | $55K | 77 |
| 5 | R.I.A. Federal Credit Union | 76% | 65 / 85 | 97% | $45K | 63 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 53 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Scott County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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