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refinance lenders · HMDA 2023–2025

Refinance lenders in Scott County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Scott County, Iowa, home to Davenport, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,532 applications were decided by 122 lenders between 2023 and 2025.

Scott County at a glance

122Active lenders19 with 20+ decisions
84.9%Market approval rate1,300 of 1,532 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up1,208 loans funded

How Scott County compares

Approval rate compared
Scott County84.9%Iowa85.1%All 616 counties76.5%
Typical loan compared
Scott County$145KIowa$105KAll 616 counties$295K

What the data shows

GREENSTATE Credit Union made the most mortgage refinances in Scott County, IA, 167 of them.

Ruhl Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 74.

The typical mortgage refinance here is $145K, 38% larger than the Iowa typical of $105K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%One lender: 48% approved of 21One lender: 67% approved of 49One lender: 70% approved of 44Ascentra Credit Union: 76% approved of 76I. H. Mississippi Valley Credit Union: 80% approved of 228One lender: 81% approved of 31Empeople Credit Union: 85% approved of 110One lender: 86% approved of 21One lender: 89% approved of 36GREENSTATE Credit Union: 92% approved of 190One lender: 92% approved of 39One lender: 93% approved of 27One lender: 94% approved of 31One lender: 95% approved of 65One lender: 98% approved of 53Ruhl Mortgage, LLC: 100% approved of 74One lender: 100% approved of 53One lender: 100% approved of 33One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Scott County

LenderApprovalApprovedTaken upTypical loanLoans made
1I. H. Mississippi Valley Credit Union80%183 / 22877%$105K141
2GREENSTATE Credit Union92%174 / 19096%$145K167
3Empeople Credit Union85%94 / 11099%$115K93
4Ascentra Credit Union76%58 / 76100%$125K58
5Ruhl Mortgage, LLC100%74 / 7499%$255K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 117 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Scott County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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