Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Sedgwick County, Kansas
Every institution that decided a 1–4 unit mortgage application in Sedgwick County, home to Wichita, between 2023 and 2025: 39,808 applications, 30,780 loans actually funded, across 8 kinds of borrowing.
Sedgwick County at a glance
39,808Applications decided
2023–2025
30,780Loans funded
77% of decisions
135Census tracts
33 ZIP codes
524,810People
ACS 2023
What the data shows
Lenders approved 87.6% of home-purchase applications in Sedgwick County, 3.3 points below the Kansas rate.
The typical purchase mortgage here is $215K.
Home improvement loans is the hardest money to get here: lenders approved 65% of 4,486 applications.
Lending by loan type in Sedgwick County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.6% | 20,710 | $215K | 95% | 374 |
| Home improvement loans | 64.6% | 4,486 | $45K | 91% | 104 |
| Cash-out refinance | 69.8% | 5,222 | $125K | 95% | 193 |
| Refinance | 76.9% | 4,137 | $145K | 91% | 207 |
| Investment property purchase | 93.5% | 3,033 | $135K | 96% | 211 |
| Investment cash-out refinance | 83.2% | 751 | $105K | 95% | 102 |
| Investment refinance | 91.2% | 1,181 | $105K | 97% | 108 |
| Investment home improvement | 77.1% | 288 | $95K | 95% | 55 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.