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refinance lenders · HMDA 2023–2025

Refinance lenders in Sedgwick County, Kansas

Fat Boy Data analyzed mortgage refinance activity in Sedgwick County, Kansas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,137 applications were decided by 207 lenders between 2023 and 2025.

Sedgwick County at a glance

207Active lenders34 with 20+ decisions
76.9%Market approval rate3,181 of 4,137 decided
$145KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,899 loans funded

How Sedgwick County compares

Approval rate compared
Sedgwick County76.9%Kansas79.8%All 616 counties76.5%
Typical loan compared
Sedgwick County$145KKansas$185KAll 616 counties$295K

What the data shows

Credit Union of America made the most mortgage refinances in Sedgwick County, KS, 401 of them.

Garden Plain State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

The typical mortgage refinance here is $145K, 22% smaller than the Kansas typical of $185K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Carrington Mortgage Services, LLC: 30% approved of 23Discover Bank: 38% approved of 74Equity Bank: 38% approved of 26MERITRUST Federal Credit Union: 42% approved of 108Meritrust Credit Union: 52% approved of 27Pentagon Federal Credit Union: 55% approved of 22Bank of America, National Association: 56% approved of 66Lakeview Loan Servicing, LLC: 57% approved of 40Mortgage Research Center, LLC: 60% approved of 115Loandepot.Com, LLC: 65% approved of 20Newrez LLC: 66% approved of 58Intrust Bank, National Association: 69% approved of 148Royal United Mortgage LLC: 69% approved of 55Members Mortgage Services, L.L.C.: 70% approved of 23Emprise Bank: 70% approved of 423Wichita Federal Credit Union: 74% approved of 98Capitol Federal Savings Bank: 75% approved of 87Heartland Credit Union: 78% approved of 78Commerce Bank: 80% approved of 87Credit Union of America: 81% approved of 558Fidelity Bank, National Association: 81% approved of 145Guild Mortgage Company LLC: 86% approved of 21Rocket Mortgage, LLC: 86% approved of 218Nationstar Mortgage LLC: 86% approved of 22Pennymac Loan Services, LLC: 90% approved of 186Peoples Bank and Trust Company: 90% approved of 31United Wholesale Mortgage, LLC: 92% approved of 165Planet Home Lending, LLC: 92% approved of 60Village Capital & Investment LLC: 93% approved of 56Gateway First Bank: 95% approved of 43Freedom Mortgage Corporation: 96% approved of 180Home Bank and Trust Company: 96% approved of 57Garden Plain State Bank: 100% approved of 29The Citizens State Bank of Cheney, Kansas: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Sedgwick County

LenderApprovalApprovedTaken upTypical loanLoans made
1Credit Union of America81%453 / 55889%$65K401
2Emprise Bank70%298 / 42394%$45K279
3Rocket Mortgage, LLC86%187 / 21891%$205K171
4Pennymac Loan Services, LLC90%167 / 18690%$245K150
5Freedom Mortgage Corporation96%172 / 18080%$245K137

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 202 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Sedgwick County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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