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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Sedgwick County, Kansas

Fat Boy Data analyzed cash-out refinance activity in Sedgwick County, Kansas, home to Wichita, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,222 applications were decided by 193 lenders between 2023 and 2025.

Sedgwick County at a glance

193Active lenders39 with 20+ decisions
69.8%Market approval rate3,645 of 5,222 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,446 loans funded

How Sedgwick County compares

Approval rate compared
Sedgwick County69.8%Kansas71.5%All 616 counties68.2%
Typical loan compared
Sedgwick County$125KKansas$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Sedgwick County, KS, 732 of them.

Golden Plains Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 74Amerisave Mortgage Corporation: 30% approved of 279One lender: 33% approved of 98One lender: 37% approved of 93One lender: 37% approved of 27One lender: 42% approved of 59One lender: 48% approved of 56One lender: 51% approved of 69One lender: 52% approved of 117One lender: 57% approved of 89One lender: 59% approved of 37One lender: 61% approved of 23One lender: 62% approved of 166One lender: 63% approved of 62One lender: 66% approved of 32One lender: 67% approved of 139One lender: 69% approved of 35Freedom Mortgage Corporation: 69% approved of 190One lender: 70% approved of 46One lender: 70% approved of 87One lender: 71% approved of 21One lender: 74% approved of 38One lender: 74% approved of 23One lender: 75% approved of 119One lender: 75% approved of 40One lender: 76% approved of 21One lender: 78% approved of 55One lender: 78% approved of 23Rocket Mortgage, LLC: 78% approved of 962One lender: 80% approved of 114Wichita Federal Credit Union: 82% approved of 275One lender: 82% approved of 22One lender: 82% approved of 50MERITRUST Federal Credit Union: 82% approved of 767One lender: 83% approved of 23One lender: 88% approved of 124One lender: 89% approved of 47One lender: 96% approved of 24One lender: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Sedgwick County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%754 / 96297%$125K732
2MERITRUST Federal Credit Union82%631 / 76799%$45K625
3Amerisave Mortgage Corporation30%85 / 27996%$85K82
4Wichita Federal Credit Union82%225 / 27591%$65K205
5Freedom Mortgage Corporation69%132 / 19095%$175K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 188 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Sedgwick County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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