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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Shawnee County, Kansas

Fat Boy Data analyzed home improvement loan activity in Shawnee County, Kansas, home to Topeka, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,582 applications were decided by 63 lenders between 2023 and 2025.

Shawnee County at a glance

63Active lenders12 with 20+ decisions
72.6%Market approval rate1,148 of 1,582 decided
$45KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,034 loans funded

How Shawnee County compares

Approval rate compared
Shawnee County72.6%Kansas69.7%All 616 counties62.7%
Typical loan compared
Shawnee County$45KKansas$65KAll 616 counties$75K

What the data shows

Envista Federal Credit Union made the most home improvement loans in Shawnee County, KS, 289 of them.

That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.

Communication Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 29.

The typical home improvement loan here is $45K, 31% smaller than the Kansas typical of $65K.

Only 2 lenders here typically write at or below $35K: Azura Credit Union, Capitol Federal Savings Bank.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 40One lender: 30% approved of 40One lender: 35% approved of 20U.S. Bank National Association: 46% approved of 142One lender: 50% approved of 20One lender: 62% approved of 21Envista Federal Credit Union: 77% approved of 419Azura Credit Union: 79% approved of 201CoreFirst Bank & Trust: 84% approved of 262Capitol Federal Savings Bank: 86% approved of 164One lender: 88% approved of 26One lender: 93% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Shawnee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Envista Federal Credit Union77%321 / 41990%$45K289
2CoreFirst Bank & Trust84%219 / 26286%$45K189
3Azura Credit Union79%159 / 20197%$35K154
4Capitol Federal Savings Bank86%141 / 16494%$35K132
5U.S. Bank National Association46%66 / 14292%$55K61

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 58 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Shawnee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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