Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Warren County, Kentucky
Every institution that decided a 1–4 unit mortgage application in Warren County, home to Bowling Green, between 2023 and 2025: 9,586 applications, 7,860 loans actually funded, across 8 kinds of borrowing.
Warren County at a glance
9,586Applications decided
2023–2025
7,860Loans funded
82% of decisions
27Census tracts
5 ZIP codes
137,549People
ACS 2023
What the data shows
The typical purchase mortgage here is $255K.
Cash-out refinance is the hardest money to get here: lenders approved 70% of 1,173 applications.
Lending by loan type in Warren County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.4% | 4,673 | $255K | 97% | 252 |
| Home improvement loans | 72.2% | 973 | $55K | 96% | 65 |
| Cash-out refinance | 70.2% | 1,173 | $135K | 96% | 108 |
| Refinance | 85.1% | 1,368 | $195K | 95% | 122 |
| Investment property purchase | 96.4% | 933 | $185K | 96% | 98 |
| Investment cash-out refinance | 88.8% | 89 | $175K | 92% | 37 |
| Investment refinance | 95.8% | 309 | $135K | 99% | 38 |
| Investment home improvement | 83.8% | 68 | $65K | 96% | 22 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.