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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Warren County, Kentucky

Fat Boy Data analyzed cash-out refinance activity in Warren County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,173 applications were decided by 108 lenders between 2023 and 2025.

Warren County at a glance

108Active lenders15 with 20+ decisions
70.2%Market approval rate823 of 1,173 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up786 loans funded

How Warren County compares

Approval rate compared
Warren County70.2%Kentucky71.6%All 616 counties68.2%
Typical loan compared
Warren County$135KKentucky$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Warren County, KY, 176 of them.

American Bank & Trust Company, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 28% approved of 69New Day Financial, LLC: 30% approved of 20Carrington Mortgage Services, LLC: 44% approved of 34Newrez LLC: 45% approved of 29South Central Bank, Inc.: 61% approved of 28Loandepot.Com, LLC: 62% approved of 29Pennymac Loan Services, LLC: 64% approved of 22Freedom Mortgage Corporation: 74% approved of 34Rocket Mortgage, LLC: 77% approved of 236Abound Federal Credit Union: 79% approved of 78U.S. Bank National Association: 80% approved of 51Nationstar Mortgage LLC: 81% approved of 32United Wholesale Mortgage, LLC: 86% approved of 28Liberty Credit Union: 90% approved of 123American Bank & Trust Company, Inc.: 91% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Warren County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%182 / 23697%$135K176
2Liberty Credit Union90%111 / 12399%$75K110
3Abound Federal Credit Union79%62 / 78100%$135K62
4Amerisave Mortgage Corporation28%19 / 6995%$85K18
5U.S. Bank National Association80%41 / 5195%$115K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 103 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Warren County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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