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refinance lenders · HMDA 2023–2025

Refinance lenders in Warren County, Kentucky

Fat Boy Data analyzed mortgage refinance activity in Warren County, Kentucky, home to Bowling Green, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,368 applications were decided by 122 lenders between 2023 and 2025.

Warren County at a glance

122Active lenders17 with 20+ decisions
85.1%Market approval rate1,164 of 1,368 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,105 loans funded

How Warren County compares

Approval rate compared
Warren County85.1%Kentucky81.3%All 616 counties76.5%
Typical loan compared
Warren County$195KKentucky$125KAll 616 counties$295K

What the data shows

South Central Bank, Inc. made the most mortgage refinances in Warren County, KY, 207 of them.

First Southern National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical mortgage refinance here is $195K, 56% larger than the Kentucky typical of $125K.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 52% approved of 27Truist Bank: 65% approved of 71One lender: 71% approved of 65One lender: 77% approved of 22One lender: 79% approved of 29One lender: 83% approved of 48Rocket Mortgage, LLC: 85% approved of 66One lender: 88% approved of 24American Bank & Trust Company, Inc.: 88% approved of 90One lender: 89% approved of 47German American Bank: 91% approved of 95One lender: 92% approved of 51One lender: 93% approved of 29One lender: 95% approved of 20One lender: 97% approved of 36South Central Bank, Inc.: 98% approved of 215One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Warren County

LenderApprovalApprovedTaken upTypical loanLoans made
1South Central Bank, Inc.98%210 / 21599%$95K207
2German American Bank91%86 / 9598%$95K84
3American Bank & Trust Company, Inc.88%79 / 9099%$225K78
4Truist Bank65%46 / 7196%$125K44
5Rocket Mortgage, LLC85%56 / 6686%$235K48

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 117 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Warren County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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