Lender profile · HMDA 2023–2025
1st Colonial Community Bank mortgage approval rates & lending data
1st Colonial Community Bank decided 1,747 mortgage applications and funded 1,581 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 868 / 914 | 100% | $275K | 867 |
| Home improvement loans | 90% | 319 / 355 | 97% | $125K | 310 |
| Cash-out refinance | 90% | 69 / 77 | 100% | $265K | 69 |
| Refinance | 79% | 199 / 251 | 98% | $205K | 196 |
| Investment property purchase | 94% | 87 / 93 | 99% | $295K | 86 |
1st Colonial Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 92% | $275K | 1,342 | 1,220 |
| Pennsylvania | 91% | $305K | 377 | 337 |
| Florida | 92% | $405K | 12 | 10 |
| South Carolina | 100% | $725K | 7 | 7 |
| Maryland | 50% | $355K | 4 | 2 |
| Delaware | 100% | $725K | 3 | 3 |
| New York | 100% | $785K | 1 | 1 |
| North Carolina | 100% | $455K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.