1st Colonial Community Bank mortgage approval rate & lending review
1st Colonial Community Bank decided 1,747 mortgage applications and funded 1,581 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions 1st Colonial Community Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to midpennbank.com.
1st Colonial Community Bank at a glance
Approval is 11.9 points above the 79.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 868 / 914 | 100% | $275K | 867 |
| Home improvement loans | 90% | 319 / 355 | 97% | $125K | 310 |
| Cash-out refinance | 90% | 69 / 77 | 100% | $265K | 69 |
| Refinance | 79% | 199 / 251 | 98% | $205K | 196 |
| Investment property purchase | 94% | 87 / 93 | 99% | $295K | 86 |
1st Colonial Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 92% | $275K | 1,342 | 1,220 |
| Pennsylvania | 91% | $305K | 377 | 337 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where 1st Colonial Community Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Camden County, NJ | Mortgage lenders | 96% | 244 | 233 |
| Burlington County, NJ | Mortgage lenders | 96% | 230 | 221 |
| Gloucester County, NJ | Mortgage lenders | 98% | 143 | 140 |
| Camden County, NJ | Home improvement loans | 87% | 110 | 94 |
| Burlington County, NJ | Home improvement loans | 89% | 71 | 61 |
| Camden County, NJ | Refinance | 78% | 78 | 61 |
| Burlington County, NJ | Refinance | 85% | 48 | 40 |
| Atlantic County, NJ | Mortgage lenders | 94% | 36 | 34 |
| Montgomery County, PA | Home improvement loans | 97% | 32 | 31 |
| Camden County, NJ | Cash-out refinance | 91% | 32 | 29 |
| Camden County, NJ | Investment property purchase | 96% | 27 | 26 |
| Gloucester County, NJ | Home improvement loans | 87% | 31 | 25 |
The county markets where 1st Colonial Community Bank made the most loans. Each link opens that market with every lender ranked.
Questions about 1st Colonial Community Bank
What is 1st Colonial Community Bank's mortgage approval rate?
1st Colonial Community Bank approved 91.3% of the 1,747 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.9 points above the 79.4% national rate for the same mix of loan types.
How often do borrowers take the loan 1st Colonial Community Bank offers?
Borrowers accepted 99% of the loans 1st Colonial Community Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does 1st Colonial Community Bank make?
The typical home purchase mortgage loan 1st Colonial Community Bank made was $275K; across all loan types its typical loan ran from $125K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does 1st Colonial Community Bank lend?
1st Colonial Community Bank decided applications in 8 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Florida.
Can I apply to 1st Colonial Community Bank directly?
Yes. 1st Colonial Community Bank reports as a direct lender that takes applications from borrowers. Its website is midpennbank.com.
Does this page show 1st Colonial Community Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how 1st Colonial Community Bank treats applications, then get a rate quote from the lender.