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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Gloucester County, New Jersey

Fat Boy Data analyzed home improvement loan activity in Gloucester County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,506 applications were decided by 135 lenders between 2023 and 2025.

Gloucester County at a glance

135Active lenders33 with 20+ decisions
64.2%Market approval rate2,893 of 4,506 decided
$75KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,741 loans funded

How Gloucester County compares

Approval rate compared
Gloucester County64.2%New Jersey59.7%All 616 counties62.7%
Typical loan compared
Gloucester County$75KNew Jersey$105KAll 616 counties$75K

What the data shows

Police & Fire Federal Credit Union made the most home improvement loans in Gloucester County, NJ, 486 of them.

Franklin Bank approved the highest share of applications among lenders with at least 20 decisions here, 94% of 32.

The typical home improvement loan here is $75K, 29% smaller than the New Jersey typical of $105K.

Only 1 lender here typically writes at or below $35K: Newfield National Bank.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%Manufacturers and Traders Trust Company: 28% approved of 53Firstrust Savings Bank: 32% approved of 22Bank of America, National Association: 32% approved of 292Discover Bank: 34% approved of 185Spring Eq, LLC: 42% approved of 106Republic Bank: 42% approved of 38U.S. Bank National Association: 50% approved of 20Pentagon Federal Credit Union: 52% approved of 29TOWER Federal Credit Union: 52% approved of 21Truist Bank: 57% approved of 54Third Federal Savings And Loan Association Of Cleveland: 59% approved of 44American Heritage FCU: 62% approved of 99Fulton Bank, National Association: 64% approved of 332Figure Lending LLC: 65% approved of 113Philadelphia Federal Credit Union: 66% approved of 29PNC Bank, National Association: 66% approved of 329Citizens Bank, National Association: 67% approved of 275Police & Fire Federal Credit Union: 68% approved of 728Navy Federal Credit Union: 68% approved of 159Newfield National Bank: 69% approved of 45OceanFirst Bank, National Association: 70% approved of 20TD Bank, National Association: 70% approved of 481EDIFI Federal Credit Union: 71% approved of 62FIRST HARVEST Federal Credit Union: 73% approved of 213Trumark Credit Union: 78% approved of 49Franklin Mint: 78% approved of 27Rocket Mortgage, LLC: 78% approved of 23Nationstar Mortgage LLC: 79% approved of 28Columbia Bank: 82% approved of 38Wilmington Savings Fund Society, FSB: 82% approved of 221st Colonial Community Bank: 87% approved of 31Franklin Bank: 94% approved of 32Coastal Community Bank: 98% approved of 94

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Gloucester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Police & Fire Federal Credit Union68%494 / 72898%$65K486
2TD Bank, National Association70%337 / 48199%$85K332
3Fulton Bank, National Association64%214 / 33296%$75K205
4PNC Bank, National Association66%218 / 32997%$75K211
5Bank of America, National Association32%94 / 29299%$85K93

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 130 more lenders.

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You are seeing the 5 largest home improvement loan lenders in Gloucester County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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