3Rd Street Financial Corp. mortgage approval rate & lending review
3Rd Street Financial Corp. decided 423 mortgage applications and funded 423 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions 3Rd Street Financial Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to 3rdstreetfinancial.com.
3Rd Street Financial Corp. at a glance
Approval is 12.4 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 409 / 409 | 100% | $255K | 409 |
3Rd Street Financial Corp. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where 3Rd Street Financial Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Butler County, OH | Mortgage lenders | 100% | 180 | 180 |
| Warren County, OH | Mortgage lenders | 100% | 42 | 42 |
The county markets where 3Rd Street Financial Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about 3Rd Street Financial Corp.
What is 3Rd Street Financial Corp.'s mortgage approval rate?
3Rd Street Financial Corp. approved 100.0% of the 423 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.4 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan 3Rd Street Financial Corp. offers?
Borrowers accepted 100% of the loans 3Rd Street Financial Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does 3Rd Street Financial Corp. make?
The typical home purchase mortgage loan 3Rd Street Financial Corp. made was $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does 3Rd Street Financial Corp. lend?
3Rd Street Financial Corp. decided applications in 7 of the states Fat Boy Data covers, most of them in Ohio, Tennessee and Florida.
Can I apply to 3Rd Street Financial Corp. directly?
Yes. 3Rd Street Financial Corp. reports as a direct lender that takes applications from borrowers. Its website is 3rdstreetfinancial.com.
Does this page show 3Rd Street Financial Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how 3Rd Street Financial Corp. treats applications, then get a rate quote from the lender.