Lender profile · HMDA 2023–2025
The Huntington National Bank mortgage approval rates & lending data
The Huntington National Bank decided 155,614 mortgage applications and funded 104,334 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 36,144 / 39,660 | 98% | $275K | 35,509 |
| Home improvement loans | 53% | 31,662 / 59,495 | 95% | $75K | 30,070 |
| Cash-out refinance | 79% | 21,004 / 26,601 | 96% | $125K | 20,136 |
| Refinance | 66% | 15,514 / 23,589 | 94% | $125K | 14,537 |
| Investment property purchase | 89% | 3,183 / 3,557 | 97% | $145K | 3,096 |
| Investment cash-out refinance | 63% | 368 / 588 | 95% | $105K | 348 |
| Investment refinance | 46% | 269 / 582 | 93% | $155K | 249 |
| Investment home improvement | 26% | 408 / 1,542 | 95% | $105K | 389 |
The Huntington National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 72% | $115K | 72,462 | 49,900 |
| Michigan | 66% | $125K | 30,083 | 18,869 |
| Illinois | 65% | $205K | 18,907 | 11,794 |
| Indiana | 68% | $115K | 8,472 | 5,466 |
| Pennsylvania | 68% | $115K | 6,214 | 4,039 |
| Minnesota | 70% | $235K | 5,405 | 3,639 |
| Colorado | 69% | $645K | 3,073 | 2,051 |
| Kentucky | 76% | $125K | 2,557 | 1,859 |
| Wisconsin | 72% | $275K | 1,928 | 1,327 |
| West Virginia | 68% | $145K | 1,281 | 833 |
| Florida | 89% | $475K | 951 | 836 |
| North Carolina | 77% | $605K | 648 | 488 |
| Texas | 91% | $565K | 488 | 440 |
| New Jersey | 92% | $555K | 370 | 331 |
| Tennessee | 75% | $445K | 294 | 217 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.