Abacus Federal Savings Bank mortgage approval rate & lending review
Abacus Federal Savings Bank decided 357 mortgage applications and funded 280 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Abacus Federal Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Abacus Federal Savings Bank at a glance
Approval is 5.4 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 269 / 291 | 87% | $365K | 234 |
Abacus Federal Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 92% | $365K | 329 | 263 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Abacus Federal Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Queens County, NY | Mortgage lenders | 88% | 107 | 80 |
| Richmond County, NY | Mortgage lenders | 99% | 91 | 80 |
The county markets where Abacus Federal Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Abacus Federal Savings Bank
What is Abacus Federal Savings Bank's mortgage approval rate?
Abacus Federal Savings Bank approved 91.3% of the 357 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.4 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Abacus Federal Savings Bank offers?
Borrowers accepted 86% of the loans Abacus Federal Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Abacus Federal Savings Bank make?
The typical home purchase mortgage loan Abacus Federal Savings Bank made was $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Abacus Federal Savings Bank lend?
Abacus Federal Savings Bank decided applications in 3 of the states Fat Boy Data covers, most of them in New York, New Jersey and Pennsylvania.
Can I apply to Abacus Federal Savings Bank directly?
Yes. Abacus Federal Savings Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Abacus Federal Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Abacus Federal Savings Bank treats applications, then get a rate quote from the lender.