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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Richmond County, New York

Fat Boy Data analyzed home purchase mortgage activity in Richmond County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,682 applications were decided by 206 lenders between 2023 and 2025.

Richmond County at a glance

206Active lenders68 with 20+ decisions
88.6%Market approval rate8,574 of 9,682 decided
$495KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,249 loans funded

How Richmond County compares

Approval rate compared
Richmond County88.6%New York87.7%All 616 counties87.6%
Typical loan compared
Richmond County$495KNew York$495KAll 616 counties$335K

What the data shows

JPMorgan Chase Bank, National Association made the most home purchase mortgages in Richmond County, NY, 659 of them.

First Central Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 209.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 14% approved of 28Flagstar Bank, National Association: 41% approved of 75Northfield Bank: 49% approved of 71Bank of America, National Association: 65% approved of 116Citizens Bank, National Association: 70% approved of 173Homebridge Financial Services, Inc.: 72% approved of 36Manufacturers and Traders Trust Company: 74% approved of 124Woori America Bank: 75% approved of 48Rocket Mortgage, LLC: 76% approved of 280Navy Federal Credit Union: 78% approved of 32American Financial Network, Inc.: 79% approved of 42Loandepot.Com, LLC: 82% approved of 33TD Bank, National Association: 82% approved of 190Wells Fargo Bank, National Association: 82% approved of 80Ridgewood Savings Bank: 83% approved of 41Carrington Mortgage Services, LLC: 83% approved of 42Wall Street Mortgage Bankers, Ltd.: 84% approved of 63Cmg Mortgage, Inc.: 84% approved of 64A&D Mortgage LLC: 86% approved of 105Norwich Commercial Group, Inc.: 86% approved of 51Citibank, National Association: 86% approved of 192Plaza Home Mortgage, Inc.: 87% approved of 240U.S. Bank National Association: 88% approved of 113United Wholesale Mortgage, LLC: 89% approved of 1,224Embrace Home Loans, Inc.: 89% approved of 38JPMorgan Chase Bank, National Association: 90% approved of 750Newrez LLC: 90% approved of 287Guaranteed Rate, Inc.: 91% approved of 53Pennymac Loan Services, LLC: 91% approved of 393Cathay Bank: 92% approved of 262Royal Business Bank: 92% approved of 220Us Mortgage Corporation: 92% approved of 104Absolute Home Mortgage Corporation: 93% approved of 82The Dart Bank: 93% approved of 55FM Home Loans, LLC: 93% approved of 44Municipal Credit Union: 93% approved of 76Meadowbrook Financial Mortgage Bankers Corp.: 94% approved of 32Global Bank: 94% approved of 33Plains Commerce Bank: 94% approved of 36CTBC Bank Corp. (USA): 95% approved of 56Nationwide Mortgage Bankers, Inc.: 95% approved of 132East West Bank: 96% approved of 357Quontic Bank: 96% approved of 68Hanover Community Bank: 96% approved of 94The Federal Savings Bank: 96% approved of 131Crosscountry Mortgage, LLC: 96% approved of 386Shinhan Bank America: 97% approved of 61Envoy Mortgage, Ltd: 97% approved of 31Movement Mortgage, LLC: 97% approved of 225East Coast Capital Corp.: 98% approved of 43Metro City Bank: 98% approved of 192Cardinal Financial Company, Limited Partnership: 98% approved of 149United Mortgage Corp.: 98% approved of 53Summit Mortgage Bankers Inc.: 99% approved of 79Abacus Federal Savings Bank: 99% approved of 91New American Funding, LLC: 99% approved of 140Bank of Hope: 99% approved of 174Contour Mortgage Corporation: 99% approved of 177First Central Savings Bank: 100% approved of 209Industrial and Commercial Bank of China USA, National Association: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%1,085 / 1,22497%$505K1,054
2JPMorgan Chase Bank, National Association90%673 / 75098%$465K659
3Pennymac Loan Services, LLC91%356 / 39397%$545K347
4Crosscountry Mortgage, LLC96%372 / 38698%$495K366
5East West Bank96%341 / 35796%$335K329

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 201 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Richmond County

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Nearby markets

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