Acopia, LLC mortgage approval rate & lending review
Acopia, LLC decided 4,773 mortgage applications and funded 4,018 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Acopia, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to domains.atom.com.
Acopia, LLC at a glance
Approval is 8.0 points above the 86.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 4,052 / 4,282 | 89% | $295K | 3,621 |
| Home improvement loans | 100% | 87 / 87 | 98% | $235K | 85 |
| Cash-out refinance | 83% | 75 / 90 | 79% | $265K | 59 |
| Refinance | 96% | 82 / 85 | 85% | $315K | 70 |
| Investment property purchase | 95% | 193 / 204 | 86% | $235K | 166 |
Acopia, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 95% | $285K | 1,566 | 1,325 |
| South Carolina | 96% | $295K | 892 | 749 |
| Florida | 92% | $295K | 822 | 669 |
| Tennessee | 93% | $315K | 565 | 487 |
| Alabama | 96% | $145K | 348 | 297 |
| Mississippi | 95% | $205K | 293 | 249 |
| North Carolina | 95% | $315K | 264 | 220 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Acopia, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Spartanburg County, SC | Mortgage lenders | 95% | 276 | 238 |
| St. Lucie County, FL | Mortgage lenders | 91% | 261 | 211 |
| Greenville County, SC | Mortgage lenders | 96% | 244 | 199 |
| Gwinnett County, GA | Mortgage lenders | 94% | 200 | 170 |
| Anderson County, SC | Mortgage lenders | 94% | 199 | 165 |
| Walton County, GA | Mortgage lenders | 98% | 163 | 147 |
| Sumner County, TN | Mortgage lenders | 93% | 164 | 142 |
| Fulton County, GA | Mortgage lenders | 93% | 161 | 127 |
| Osceola County, FL | Mortgage lenders | 95% | 141 | 122 |
| Calhoun County, AL | Mortgage lenders | 96% | 141 | 118 |
| DeKalb County, GA | Mortgage lenders | 92% | 140 | 106 |
| Rankin County, MS | Mortgage lenders | 99% | 119 | 106 |
The county markets where Acopia, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Acopia, LLC
What is Acopia, LLC's mortgage approval rate?
Acopia, LLC approved 94.5% of the 4,773 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.0 points above the 86.5% national rate for the same mix of loan types.
How often do borrowers take the loan Acopia, LLC offers?
Borrowers accepted 89% of the loans Acopia, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Acopia, LLC make?
The typical home purchase mortgage loan Acopia, LLC made was $295K; across all loan types its typical loan ran from $235K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Acopia, LLC lend?
Acopia, LLC decided applications in 13 of the states Fat Boy Data covers, most of them in Georgia, South Carolina and Florida.
Can I apply to Acopia, LLC directly?
Yes. Acopia, LLC reports as a direct lender that takes applications from borrowers. Its website is domains.atom.com.
Does this page show Acopia, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Acopia, LLC treats applications, then get a rate quote from the lender.