Lender profile · HMDA 2023–2025
Delta Community Credit Union mortgage approval rates & lending data
Delta Community Credit Union decided 11,480 mortgage applications and funded 7,777 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 2,441 / 2,814 | 99% | $355K | 2,423 |
| Home improvement loans | 59% | 3,397 / 5,760 | 99% | $85K | 3,368 |
| Cash-out refinance | 74% | 1,535 / 2,062 | 99% | $155K | 1,526 |
| Refinance | 70% | 274 / 391 | 99% | $385K | 270 |
| Investment property purchase | 68% | 134 / 198 | 100% | $255K | 134 |
| Investment cash-out refinance | 32% | 20 / 62 | 100% | $135K | 20 |
| Investment home improvement | 18% | 31 / 169 | 100% | $95K | 31 |
Delta Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 68% | $155K | 10,492 | 7,087 |
| Florida | 70% | $315K | 274 | 190 |
| Texas | 65% | $355K | 100 | 65 |
| Kentucky | 78% | $175K | 74 | 58 |
| California | 70% | $185K | 73 | 50 |
| Tennessee | 74% | $305K | 68 | 50 |
| Alabama | 71% | $325K | 65 | 45 |
| South Carolina | 75% | $225K | 60 | 45 |
| Utah | 67% | $105K | 60 | 40 |
| North Carolina | 71% | $305K | 48 | 34 |
| Ohio | 80% | $305K | 30 | 24 |
| New York | 46% | $485K | 26 | 12 |
| Arizona | 75% | $105K | 20 | 14 |
| Colorado | 68% | $295K | 19 | 13 |
| Virginia | 72% | $105K | 18 | 13 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.