Lender profile · HMDA 2023–2025
First National Bank of America mortgage approval rates & lending data
First National Bank of America decided 10,011 mortgage applications and funded 8,215 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 7,171 / 8,271 | 99% | $275K | 7,086 |
| Home improvement loans | 70% | 111 / 159 | 97% | $155K | 108 |
| Cash-out refinance | 63% | 296 / 469 | 98% | $235K | 291 |
| Refinance | 73% | 259 / 354 | 98% | $235K | 253 |
| Investment property purchase | 67% | 436 / 650 | 98% | $155K | 427 |
| Investment cash-out refinance | 50% | 17 / 34 | 100% | $185K | 17 |
| Investment refinance | 45% | 19 / 42 | 100% | $145K | 19 |
| Investment home improvement | 47% | 15 / 32 | 93% | $125K | 14 |
First National Bank of America lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 88% | $265K | 765 | 666 |
| Illinois | 81% | $205K | 753 | 597 |
| Maryland | 85% | $295K | 716 | 597 |
| Texas | 83% | $225K | 697 | 572 |
| Florida | 77% | $275K | 641 | 484 |
| North Carolina | 88% | $275K | 558 | 485 |
| Massachusetts | 90% | $405K | 503 | 450 |
| California | 80% | $365K | 446 | 348 |
| New Jersey | 79% | $275K | 433 | 339 |
| South Carolina | 88% | $285K | 424 | 365 |
| New York | 78% | $445K | 355 | 273 |
| Connecticut | 86% | $245K | 329 | 275 |
| Washington | 84% | $405K | 329 | 274 |
| Virginia | 86% | $245K | 292 | 250 |
| Pennsylvania | 77% | $185K | 232 | 176 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.