Acre Mortgage & Financial, Inc. mortgage approval rate & lending review
Acre Mortgage & Financial, Inc. decided 1,922 mortgage applications and funded 1,828 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Acre Mortgage & Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Acre Mortgage & Financial, Inc. at a glance
Approval is 10.0 points above the 85.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,511 / 1,583 | 100% | $295K | 1,506 |
| Cash-out refinance | 96% | 157 / 164 | 99% | $225K | 155 |
| Refinance | 96% | 46 / 48 | 100% | $325K | 46 |
| Investment property purchase | 95% | 90 / 95 | 100% | $175K | 90 |
Acre Mortgage & Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 97% | $295K | 944 | 913 |
| Pennsylvania | 96% | $225K | 542 | 517 |
| Florida | 92% | $345K | 182 | 165 |
| Maryland | 90% | $385K | 52 | 46 |
| Georgia | 96% | $345K | 51 | 49 |
| Delaware | 91% | $325K | 46 | 42 |
| Texas | 92% | $285K | 40 | 37 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Acre Mortgage & Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Burlington County, NJ | Mortgage lenders | 99% | 241 | 238 |
| Camden County, NJ | Mortgage lenders | 96% | 241 | 231 |
| Philadelphia County, PA | Mortgage lenders | 95% | 206 | 194 |
| Gloucester County, NJ | Mortgage lenders | 97% | 110 | 107 |
| Monroe County, PA | Mortgage lenders | 100% | 81 | 81 |
| Delaware County, PA | Mortgage lenders | 96% | 55 | 53 |
| Atlantic County, NJ | Mortgage lenders | 95% | 42 | 40 |
| Cumberland County, NJ | Mortgage lenders | 97% | 36 | 35 |
| Burlington County, NJ | Cash-out refinance | 100% | 27 | 27 |
| Camden County, NJ | Cash-out refinance | 97% | 29 | 27 |
The county markets where Acre Mortgage & Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Acre Mortgage & Financial, Inc.
What is Acre Mortgage & Financial, Inc.'s mortgage approval rate?
Acre Mortgage & Financial, Inc. approved 95.5% of the 1,922 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.0 points above the 85.5% national rate for the same mix of loan types.
How often do borrowers take the loan Acre Mortgage & Financial, Inc. offers?
Borrowers accepted 100% of the loans Acre Mortgage & Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Acre Mortgage & Financial, Inc. make?
The typical home purchase mortgage loan Acre Mortgage & Financial, Inc. made was $295K; across all loan types its typical loan ran from $175K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Acre Mortgage & Financial, Inc. lend?
Acre Mortgage & Financial, Inc. decided applications in 15 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and Florida.
Can I apply to Acre Mortgage & Financial, Inc. directly?
Yes. Acre Mortgage & Financial, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Acre Mortgage & Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Acre Mortgage & Financial, Inc. treats applications, then get a rate quote from the lender.