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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cumberland County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Cumberland County, New Jersey, home to Vineland, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,386 applications were decided by 231 lenders between 2023 and 2025.

Cumberland County at a glance

231Active lenders40 with 20+ decisions
85.1%Market approval rate3,734 of 4,386 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,596 loans funded

How Cumberland County compares

Approval rate compared
Cumberland County85.1%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Cumberland County$235KNew Jersey$445KAll 616 counties$335K

What the data shows

Nation One Mortgage Corporation made the most home purchase mortgages in Cumberland County, NJ, 949 of them.

That is 26% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Tam Lending Center Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical home purchase mortgage here is $235K, 47% smaller than the New Jersey typical of $445K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 3421St Mortgage Corporation: 22% approved of 156One lender: 35% approved of 23One lender: 40% approved of 45One lender: 56% approved of 25One lender: 61% approved of 33One lender: 61% approved of 23Triad Financial Services, Inc.: 61% approved of 149One lender: 69% approved of 29One lender: 78% approved of 101One lender: 79% approved of 47One lender: 79% approved of 76One lender: 81% approved of 26One lender: 82% approved of 22One lender: 83% approved of 23One lender: 83% approved of 87One lender: 84% approved of 124One lender: 84% approved of 75One lender: 84% approved of 50One lender: 84% approved of 58One lender: 89% approved of 57One lender: 90% approved of 29One lender: 91% approved of 91One lender: 92% approved of 25One lender: 93% approved of 44One lender: 94% approved of 68One lender: 94% approved of 104Gateway First Bank: 95% approved of 306One lender: 95% approved of 20One lender: 95% approved of 41One lender: 96% approved of 70One lender: 96% approved of 121One lender: 96% approved of 56Cardinal Financial Company, Limited Partnership: 97% approved of 206One lender: 97% approved of 67Nation One Mortgage Corporation: 97% approved of 977One lender: 97% approved of 36One lender: 97% approved of 37One lender: 97% approved of 39One lender: 100% approved of 72

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Cumberland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nation One Mortgage Corporation97%949 / 977100%$235K949
2Gateway First Bank95%290 / 30698%$185K283
3Cardinal Financial Company, Limited Partnership97%199 / 20694%$235K188
421St Mortgage Corporation22%34 / 15697%$65K33
5Triad Financial Services, Inc.61%91 / 14952%$85K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 226 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Cumberland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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