Lender profile · HMDA 2023–2025
Adams Bank & Trust mortgage approval rates & lending data
Adams Bank & Trust decided 331 mortgage applications and funded 287 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 184 / 196 | 98% | $505K | 181 |
| Home improvement loans | 88% | 23 / 26 | 100% | $65K | 23 |
| Cash-out refinance | 69% | 18 / 26 | 89% | $105K | 16 |
| Refinance | 76% | 25 / 33 | 96% | $305K | 24 |
| Investment property purchase | 87% | 27 / 31 | 100% | $265K | 27 |
Adams Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 86% | $495K | 237 | 198 |
| Arizona | 100% | $605K | 58 | 56 |
| Nebraska | 91% | $75K | 11 | 10 |
| California | 100% | $455K | 3 | 3 |
| Arkansas | 100% | $375K | 2 | 2 |
| Illinois | 100% | $285K | 2 | 2 |
| South Carolina | 100% | $185K | 2 | 2 |
| South Dakota | 100% | $395K | 2 | 2 |
| Texas | 50% | $235K | 2 | 1 |
| Utah | 50% | $155K | 2 | 1 |
| Alabama | 100% | $735K | 1 | 1 |
| Florida | 100% | $315K | 1 | 1 |
| Indiana | 100% | $725K | 1 | 1 |
| Iowa | 100% | $175K | 1 | 1 |
| Kansas | 100% | $355K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.