Homeamerican Mortgage Corporation mortgage approval rate & lending review
Homeamerican Mortgage Corporation decided 19,707 mortgage applications and funded 16,779 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Homeamerican Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to homeamericanmortgage.com.
Homeamerican Mortgage Corporation at a glance
Approval is 0.7 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 16,750 / 18,942 | 96% | $465K | 16,143 |
| Investment property purchase | 85% | 653 / 765 | 97% | $345K | 636 |
Homeamerican Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 89% | $515K | 4,142 | 3,473 |
| Arizona | 89% | $455K | 3,929 | 3,513 |
| California | 88% | $565K | 3,609 | 3,179 |
| Florida | 84% | $385K | 2,711 | 2,146 |
| Nevada | 87% | $445K | 1,940 | 1,643 |
| Washington | 92% | $585K | 867 | 782 |
| Utah | 90% | $535K | 757 | 607 |
| Idaho | 90% | $435K | 367 | 308 |
| Texas | 90% | $375K | 273 | 234 |
| Tennessee | 90% | $435K | 258 | 209 |
| Virginia | 93% | $615K | 203 | 164 |
| New Mexico | 87% | $425K | 199 | 155 |
| Oregon | 89% | $545K | 170 | 149 |
| Maryland | 89% | $485K | 156 | 123 |
| Alabama | 85% | $315K | 87 | 64 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Homeamerican Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Mortgage lenders | 89% | 2,120 | 1,886 |
| Adams County, CO | Mortgage lenders | 85% | 1,187 | 937 |
| Riverside County, CA | Mortgage lenders | 84% | 982 | 827 |
| Pinal County, AZ | Mortgage lenders | 90% | 880 | 792 |
| Pima County, AZ | Mortgage lenders | 91% | 795 | 724 |
| Douglas County, CO | Mortgage lenders | 95% | 549 | 494 |
| San Bernardino County, CA | Mortgage lenders | 83% | 591 | 488 |
| Polk County, FL | Mortgage lenders | 80% | 642 | 486 |
| Arapahoe County, CO | Mortgage lenders | 85% | 590 | 477 |
| El Paso County, CO | Mortgage lenders | 90% | 525 | 459 |
| San Joaquin County, CA | Mortgage lenders | 90% | 506 | 453 |
| Duval County, FL | Mortgage lenders | 81% | 593 | 451 |
The county markets where Homeamerican Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Homeamerican Mortgage Corporation
What is Homeamerican Mortgage Corporation's mortgage approval rate?
Homeamerican Mortgage Corporation approved 88.3% of the 19,707 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.7 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Homeamerican Mortgage Corporation offers?
Borrowers accepted 96% of the loans Homeamerican Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Homeamerican Mortgage Corporation make?
The typical home purchase mortgage loan Homeamerican Mortgage Corporation made was $465K; across all loan types its typical loan ran from $345K to $465K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Homeamerican Mortgage Corporation lend?
Homeamerican Mortgage Corporation decided applications in 16 of the states Fat Boy Data covers, most of them in Colorado, Arizona and California.
Can I apply to Homeamerican Mortgage Corporation directly?
Yes. Homeamerican Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is homeamericanmortgage.com.
Does this page show Homeamerican Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Homeamerican Mortgage Corporation treats applications, then get a rate quote from the lender.