FirstBank (Colorado) mortgage approval rate & lending review
FirstBank (Colorado) decided 8,884 mortgage applications and funded 7,052 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions FirstBank (Colorado) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
FirstBank (Colorado) at a glance
Approval is 7.3 points above the 75.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 2,032 / 2,257 | 97% | $385K | 1,970 |
| Home improvement loans | 77% | 2,122 / 2,772 | 96% | $75K | 2,034 |
| Cash-out refinance | 70% | 39 / 56 | 100% | $245K | 39 |
| Refinance | 80% | 1,395 / 1,740 | 97% | $155K | 1,353 |
| Investment property purchase | 90% | 1,189 / 1,315 | 92% | $355K | 1,099 |
| Investment refinance | 81% | 324 / 398 | 95% | $295K | 307 |
| Investment home improvement | 77% | 265 / 345 | 94% | $105K | 249 |
FirstBank (Colorado) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 83% | $155K | 7,856 | 6,256 |
| Arizona | 83% | $295K | 789 | 628 |
| California | 80% | $305K | 216 | 167 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where FirstBank (Colorado) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, CO | Home improvement loans | 80% | 619 | 476 |
| Denver County, CO | Mortgage lenders | 92% | 329 | 289 |
| Arapahoe County, CO | Mortgage lenders | 86% | 331 | 281 |
| Jefferson County, CO | Refinance | 81% | 338 | 265 |
| Denver County, CO | Home improvement loans | 77% | 348 | 257 |
| Arapahoe County, CO | Home improvement loans | 79% | 329 | 246 |
| Jefferson County, CO | Mortgage lenders | 91% | 274 | 243 |
| Douglas County, CO | Home improvement loans | 85% | 291 | 241 |
| Adams County, CO | Mortgage lenders | 88% | 233 | 203 |
| Denver County, CO | Investment property purchase | 91% | 217 | 183 |
| Denver County, CO | Refinance | 76% | 244 | 177 |
| Larimer County, CO | Mortgage lenders | 94% | 189 | 175 |
The county markets where FirstBank (Colorado) made the most loans. Each link opens that market with every lender ranked.
Questions about FirstBank (Colorado)
What is FirstBank (Colorado)'s mortgage approval rate?
FirstBank (Colorado) approved 82.9% of the 8,884 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.3 points above the 75.7% national rate for the same mix of loan types.
How often do borrowers take the loan FirstBank (Colorado) offers?
Borrowers accepted 96% of the loans FirstBank (Colorado) approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does FirstBank (Colorado) make?
The typical home improvement loan loan FirstBank (Colorado) made was $75K; across all loan types its typical loan ran from $75K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does FirstBank (Colorado) lend?
FirstBank (Colorado) decided applications in 21 of the states Fat Boy Data covers, most of them in Colorado, Arizona and California.
Can I apply to FirstBank (Colorado) directly?
Yes. FirstBank (Colorado) is a bank or credit union with 141 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show FirstBank (Colorado)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how FirstBank (Colorado) treats applications, then get a rate quote from the lender.