AgFirst Farm Credit Bank mortgage approval rate & lending review
AgFirst Farm Credit Bank decided 985 mortgage applications and funded 899 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions AgFirst Farm Credit Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
AgFirst Farm Credit Bank at a glance
Approval is 6.3 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 787 / 851 | 99% | $405K | 782 |
| Cash-out refinance | 84% | 59 / 70 | 100% | $235K | 59 |
| Refinance | 92% | 36 / 39 | 100% | $425K | 36 |
AgFirst Farm Credit Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 92% | $405K | 432 | 396 |
| South Carolina | 92% | $405K | 342 | 312 |
| Florida | 92% | $415K | 95 | 87 |
| Georgia | 90% | $355K | 87 | 77 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where AgFirst Farm Credit Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Anderson County, SC | Mortgage lenders | 98% | 59 | 58 |
| Guilford County, NC | Mortgage lenders | 90% | 50 | 45 |
| Lexington County, SC | Mortgage lenders | 86% | 43 | 37 |
| Iredell County, NC | Mortgage lenders | 92% | 39 | 36 |
| Cleveland County, NC | Mortgage lenders | 94% | 34 | 32 |
| Carroll County, GA | Mortgage lenders | 96% | 28 | 26 |
| Alamance County, NC | Mortgage lenders | 96% | 26 | 25 |
| Randolph County, NC | Mortgage lenders | 100% | 22 | 22 |
| Catawba County, NC | Mortgage lenders | 92% | 24 | 21 |
| Aiken County, SC | Mortgage lenders | 100% | 21 | 21 |
| Rowan County, NC | Mortgage lenders | 95% | 21 | 20 |
| Moore County, NC | Mortgage lenders | 79% | 24 | 19 |
The county markets where AgFirst Farm Credit Bank made the most loans. Each link opens that market with every lender ranked.
Questions about AgFirst Farm Credit Bank
What is AgFirst Farm Credit Bank's mortgage approval rate?
AgFirst Farm Credit Bank approved 91.8% of the 985 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.3 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan AgFirst Farm Credit Bank offers?
Borrowers accepted 99% of the loans AgFirst Farm Credit Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does AgFirst Farm Credit Bank make?
The typical home purchase mortgage loan AgFirst Farm Credit Bank made was $405K; across all loan types its typical loan ran from $235K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does AgFirst Farm Credit Bank lend?
AgFirst Farm Credit Bank decided applications in 9 of the states Fat Boy Data covers, most of them in North Carolina, South Carolina and Florida.
Can I apply to AgFirst Farm Credit Bank directly?
Yes. AgFirst Farm Credit Bank reports as a direct lender that takes applications from borrowers.
Does this page show AgFirst Farm Credit Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how AgFirst Farm Credit Bank treats applications, then get a rate quote from the lender.