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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cleveland County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Cleveland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,152 applications were decided by 246 lenders between 2023 and 2025.

Cleveland County at a glance

246Active lenders37 with 20+ decisions
76.3%Market approval rate3,168 of 4,152 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,022 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County76.3%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Cleveland County$215KNorth Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in Cleveland County, NC, 341 of them.

American Security Mortgage Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 54.

Lenders approved 76.3% of home purchase mortgage applications in Cleveland County, NC, 11.3 percentage points below the North Carolina rate of 87.6%.

The typical home purchase mortgage here is $215K, 34% smaller than the North Carolina typical of $325K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 23% approved of 75221St Mortgage Corporation: 34% approved of 44Bank OZK: 45% approved of 29Loandepot.Com, LLC: 68% approved of 131Fifth Third Bank, National Association: 69% approved of 26Wells Fargo Bank, National Association: 71% approved of 21Inspire Home Loans Inc.: 76% approved of 29Southwest Stage Funding, LLC: 79% approved of 28American Financial Resources, Inc.: 79% approved of 48Navy Federal Credit Union: 85% approved of 27Rocket Mortgage, LLC: 86% approved of 140Cardinal Financial Company, Limited Partnership: 87% approved of 23Union Home Mortgage Corp.: 87% approved of 62Truliant Federal Credit Union: 87% approved of 47Guild Mortgage Company LLC: 88% approved of 66State Employees': 88% approved of 398The Fidelity Bank: 88% approved of 34American Pacific Mortgage Corporation: 90% approved of 29United Wholesale Mortgage, LLC: 90% approved of 108Homestar Financial Corporation: 90% approved of 69Dhi Mortgage Company, Ltd.: 90% approved of 60Mortgage Research Center, LLC: 90% approved of 93Click N' Close, Inc.: 91% approved of 35HomeTrust Bank: 92% approved of 51Truist Bank: 93% approved of 41On Q Financial, LLC: 93% approved of 96Civic Federal Credit Union: 93% approved of 29AgFirst Farm Credit Bank: 94% approved of 34Movement Mortgage, LLC: 95% approved of 204Zillow Home Loans, LLC: 96% approved of 25Atlantic Bay Mortgage Group, L.L.C.: 97% approved of 153Guaranteed Rate, Inc.: 99% approved of 94Fairway Independent Mortgage Corporation: 99% approved of 104American Security Mortgage Corp.: 100% approved of 54Crosscountry Mortgage, LLC: 100% approved of 49New American Funding, LLC: 100% approved of 29Alcova Mortgage LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Vanderbilt Mortgage and Finance, Inc.23%174 / 75278%$145K136
2State Employees'88%350 / 39897%$215K341
3Movement Mortgage, LLC95%193 / 20489%$225K172
4Atlantic Bay Mortgage Group, L.L.C.97%148 / 15397%$205K144
5Rocket Mortgage, LLC86%121 / 14098%$205K119

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 241 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Cleveland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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