Altoona First Savings Bank mortgage approval rate & lending review
Altoona First Savings Bank decided 275 mortgage applications and funded 254 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Altoona First Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Altoona First Savings Bank at a glance
Approval is 15.8 points above the 78.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 67 / 67 | 96% | $155K | 64 |
| Home improvement loans | 92% | 35 / 38 | 97% | $45K | 34 |
| Cash-out refinance | 85% | 29 / 34 | 97% | $115K | 28 |
| Investment property purchase | 99% | 84 / 85 | 100% | $85K | 84 |
| Investment refinance | 79% | 23 / 29 | 100% | $95K | 23 |
Altoona First Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 94% | $85K | 275 | 254 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Altoona First Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Blair County, PA | Investment property purchase | 99% | 82 | 81 |
| Blair County, PA | Mortgage lenders | 100% | 65 | 62 |
| Blair County, PA | Home improvement loans | 92% | 37 | 33 |
| Blair County, PA | Cash-out refinance | 88% | 33 | 28 |
The county markets where Altoona First Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Altoona First Savings Bank
What is Altoona First Savings Bank's mortgage approval rate?
Altoona First Savings Bank approved 94.2% of the 275 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.8 points above the 78.3% national rate for the same mix of loan types.
How often do borrowers take the loan Altoona First Savings Bank offers?
Borrowers accepted 98% of the loans Altoona First Savings Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Altoona First Savings Bank make?
The typical investment property mortgage loan Altoona First Savings Bank made was $85K; across all loan types its typical loan ran from $45K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Altoona First Savings Bank lend?
Altoona First Savings Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Pennsylvania.
Can I apply to Altoona First Savings Bank directly?
Yes. Altoona First Savings Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Altoona First Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Altoona First Savings Bank treats applications, then get a rate quote from the lender.