Lender profile · HMDA 2023–2025
Prosperity Home Mortgage, LLC mortgage approval rates & lending data
Prosperity Home Mortgage, LLC decided 55,284 mortgage applications and funded 50,214 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 43,099 / 45,344 | 100% | $325K | 42,902 |
| Home improvement loans | 63% | 46 / 73 | 98% | $145K | 45 |
| Cash-out refinance | 60% | 2,496 / 4,189 | 98% | $265K | 2,454 |
| Refinance | 82% | 2,414 / 2,926 | 99% | $355K | 2,378 |
| Investment property purchase | 93% | 2,239 / 2,397 | 99% | $245K | 2,220 |
| Investment cash-out refinance | 52% | 105 / 201 | 98% | $215K | 103 |
| Investment refinance | 73% | 93 / 128 | 98% | $315K | 91 |
| Investment home improvement | 81% | 21 / 26 | 100% | $155K | 21 |
Prosperity Home Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 94% | $285K | 7,321 | 6,814 |
| Minnesota | 95% | $315K | 4,236 | 4,013 |
| Virginia | 95% | $395K | 4,026 | 3,826 |
| Maryland | 91% | $415K | 3,632 | 3,286 |
| North Carolina | 93% | $345K | 3,200 | 2,937 |
| Georgia | 89% | $375K | 3,168 | 2,804 |
| New Jersey | 92% | $325K | 3,020 | 2,772 |
| Arizona | 92% | $315K | 2,375 | 2,158 |
| Florida | 80% | $305K | 2,114 | 1,675 |
| California | 85% | $725K | 1,989 | 1,681 |
| Texas | 93% | $365K | 1,932 | 1,780 |
| Missouri | 93% | $245K | 1,702 | 1,569 |
| Connecticut | 92% | $295K | 1,673 | 1,530 |
| Illinois | 91% | $315K | 1,478 | 1,336 |
| Wisconsin | 92% | $275K | 1,475 | 1,359 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.