Lender profile · HMDA 2023–2025
Police & Fire Federal Credit Union mortgage approval rates & lending data
Police & Fire Federal Credit Union decided 31,845 mortgage applications and funded 18,904 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 503 / 544 | 99% | $285K | 498 |
| Home improvement loans | 62% | 6,240 / 10,064 | 98% | $65K | 6,138 |
| Cash-out refinance | 61% | 11,908 / 19,556 | 98% | $65K | 11,724 |
| Refinance | 82% | 338 / 411 | 99% | $315K | 333 |
| Investment property purchase | 88% | 50 / 57 | 100% | $285K | 50 |
| Investment cash-out refinance | 13% | 90 / 705 | 97% | $65K | 87 |
| Investment home improvement | 12% | 58 / 489 | 97% | $55K | 56 |
Police & Fire Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 59% | $65K | 21,691 | 12,637 |
| New Jersey | 64% | $65K | 9,240 | 5,796 |
| Delaware | 51% | $75K | 646 | 325 |
| Florida | 56% | $85K | 265 | 146 |
| Maryland | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.